Lender in Alabama · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Alabama
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 290 owner-occupied single-family loans in Alabama from 300 completed applications.
Its median conventional purchase loan costs were $4,750 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.75% (Alabama: 6.562%).
Loans in AL
290
of 300 applications
Denial rate
2.1%
Purchase · AL 9.1%
Rate spread
+0.28 pts
Conv. · AL +0.17 pts
Loan amount
$255,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 235 | 229 | 2.1% | 6.750% | +0.28 pts | $4,750 | $255,000 |
| Refinance | 21 | 19 | 4.8% | — | — | — | — |
| Cash-out refinance | 44 | 42 | 4.5% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Escambia County | 5 | 10 | 3.6% |
| Russell County | 7 | 37 | 3.8% |
| Choctaw County | 9 | 1 | 2.3% |
| Chambers County | 10 | 8 | 2.4% |
| Monroe County | 12 | 2 | 1.5% |
| Macon County | 13 | 1 | 1.5% |
| Randolph County | 15 | 4 | 1.7% |
| Lee County | 17 | 40 | 1.4% |
| Bibb County | 19 | 2 | 1.4% |
| Baldwin County | 21 | 48 | 0.9% |
| Clay County | 23 | 1 | 1.2% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Alabama mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology