Lender in South Carolina · HMDA 2025
Atlantic Bay Mortgage Group, L.L.C. mortgages in South Carolina
Atlantic Bay Mortgage Group, L.L.C.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Atlantic Bay Mortgage Group, L.L.C. originated 743 owner-occupied single-family loans in South Carolina from 777 completed applications.
Its median conventional purchase loan costs were $5,790 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.75% (South Carolina: 6.624%).
Loans in SC
743
of 777 applications
Denial rate
3.1%
Purchase · SC 8.8%
Rate spread
+0.27 pts
Conv. · SC +0.12 pts
Loan amount
$265,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 702 | 676 | 3.1% | 6.750% | +0.27 pts | $5,790 | $265,000 |
| Refinance | 26 | 24 | 3.9% | — | — | — | $415,000 |
| Cash-out refinance | 49 | 43 | 12.2% | 6.875% | +0.60 pts | $6,480 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Atlantic Bay Mortgage Group, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenwood County | 2 | 69 | 9.1% |
| Abbeville County | 3 | 15 | 7.2% |
| Newberry County | 10 | 9 | 2.6% |
| Laurens County | 11 | 24 | 2.1% |
| McCormick County | 11 | 3 | 2.4% |
| Union County | 13 | 4 | 1.5% |
| Greenville County | 18 | 136 | 1.5% |
| Anderson County | 18 | 49 | 1.5% |
| Pickens County | 19 | 21 | 1.2% |
| York County | 23 | 58 | 1.0% |
| Saluda County | 24 | 2 | 1.5% |
| Spartanburg County | 25 | 76 | 1.0% |
| Lancaster County | 25 | 23 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology