Lender in Kentucky · HMDA 2025
Atlantic Bay Mortgage Group, L.L.C. mortgages in Kentucky
Atlantic Bay Mortgage Group, L.L.C.'s 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Atlantic Bay Mortgage Group, L.L.C. originated 335 owner-occupied single-family loans in Kentucky from 343 completed applications.
Its median conventional purchase loan costs were $5,990 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
335
of 343 applications
Denial rate
1.7%
Purchase · KY 8.2%
Rate spread
+0.31 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 299 | 293 | 1.7% | 6.625% | +0.31 pts | $5,990 | $245,000 |
| Refinance | 29 | 28 | 0.0% | — | — | — | $255,000 |
| Cash-out refinance | 15 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Atlantic Bay Mortgage Group, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 1 | 162 | 9.1% |
| Barren County | 2 | 51 | 8.9% |
| Simpson County | 4 | 25 | 6.4% |
| Allen County | 4 | 18 | 5.8% |
| Logan County | 6 | 19 | 4.8% |
| Metcalfe County | 6 | 3 | 3.1% |
| Monroe County | 7 | 2 | 2.2% |
| Hart County | 9 | 7 | 3.1% |
| Edmonson County | 9 | 6 | 3.2% |
| Butler County | 12 | 3 | 2.2% |
| Clinton County | 18 | 1 | 2.6% |
| Muhlenberg County | 19 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology