Lender in Georgia · HMDA 2025
Atlantic Bay Mortgage Group, L.L.C. mortgages in Georgia
Atlantic Bay Mortgage Group, L.L.C.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Atlantic Bay Mortgage Group, L.L.C. originated 612 owner-occupied single-family loans in Georgia from 633 completed applications.
Its median conventional purchase loan costs were $6,320 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
612
of 633 applications
Denial rate
2.1%
Purchase · GA 9.9%
Rate spread
+0.13 pts
Conv. · GA +0.13 pts
Loan amount
$325,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 523 | 504 | 2.1% | 6.625% | +0.13 pts | $6,320 | $325,000 |
| Refinance | 78 | 77 | 0.0% | 6.375% | −0.01 pts | $5,110 | $475,000 |
| Cash-out refinance | 32 | 31 | 3.1% | — | +0.41 pts | $6,260 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Atlantic Bay Mortgage Group, L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crawford County | 7 | 4 | 4.5% |
| Chattooga County | 8 | 7 | 3.4% |
| Walker County | 13 | 26 | 2.4% |
| Randolph County | 14 | 1 | 4.3% |
| Bibb County | 15 | 21 | 1.3% |
| Turner County | 20 | 1 | 2.1% |
| Miller County | 21 | 1 | 1.9% |
| Houston County | 24 | 26 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology