Lender in Florida · HMDA 2025
Bank of America, N.A. mortgages in Florida
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Bank of America, N.A. originated 1,936 owner-occupied single-family loans in Florida from 2,503 completed applications.
Its median conventional purchase loan costs were $5,320 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.25% (Florida: 6.625%).
Loans in FL
1,936
of 2,503 applications
Denial rate
21.7%
Purchase · FL 12.8%
Rate spread
−0.27 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,064 | 1,609 | 21.7% | 6.250% | −0.27 pts | $5,320 | $335,000 |
| Refinance | 191 | 147 | 23.0% | 6.250% | −0.23 pts | $5,410 | $435,000 |
| Cash-out refinance | 248 | 180 | 27.4% | 6.625% | +0.03 pts | $5,150 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Palm Beach County | 11 | 224 | 1.4% |
| Broward County | 14 | 207 | 1.2% |
| Pinellas County | 15 | 125 | 1.2% |
| Miami-Dade County | 21 | 144 | 0.8% |
| Collier County | 21 | 41 | 0.9% |
| Duval County | 22 | 146 | 1.1% |
| Orange County | 23 | 140 | 0.9% |
| Sumter County | 24 | 20 | 0.6% |
- Bank of America, N.A. nationwide
- Florida mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology