Lender in Pennsylvania · HMDA 2025
Bank of America, N.A. mortgages in Pennsylvania
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Bank of America, N.A. originated 734 owner-occupied single-family loans in Pennsylvania from 852 completed applications.
Its median conventional purchase loan costs were $5,350 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.375% (Pennsylvania: 6.625%).
Loans in PA
734
of 852 applications
Denial rate
12.4%
Purchase · PA 6.7%
Rate spread
−0.17 pts
Conv. · PA +0.17 pts
Loan amount
$335,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 747 | 651 | 12.4% | 6.375% | −0.17 pts | $5,350 | $335,000 |
| Refinance | 53 | 46 | 13.2% | — | −0.27 pts | $5,030 | $365,000 |
| Cash-out refinance | 52 | 37 | 28.8% | 6.500% | +0.07 pts | $4,830 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 12 | 127 | 1.3% |
| Bucks County | 18 | 90 | 1.3% |
| Chester County | 20 | 80 | 1.2% |
- Bank of America, N.A. nationwide
- Pennsylvania mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Virginia
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology