Lender in Virginia · HMDA 2025
Bank of America, N.A. mortgages in Virginia
Bank of America, N.A.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Bank of America, N.A. originated 680 owner-occupied single-family loans in Virginia from 765 completed applications.
Its median conventional purchase loan costs were $4,960 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.25% (Virginia: 6.625%).
Loans in VA
680
of 765 applications
Denial rate
10.2%
Purchase · VA 6.9%
Rate spread
−0.28 pts
Conv. · VA +0.10 pts
Loan amount
$385,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 639 | 570 | 10.2% | 6.250% | −0.28 pts | $4,960 | $385,000 |
| Refinance | 68 | 62 | 8.8% | 6.125% | −0.27 pts | $3,420 | $435,000 |
| Cash-out refinance | 58 | 48 | 17.2% | 6.750% | +0.08 pts | $3,420 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Bank of America, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Arlington County | 20 | 34 | 1.6% |
| Albemarle County | 21 | 18 | 1.2% |
| Falls Church city | 21 | 3 | 1.6% |
| Henrico County | 23 | 51 | 1.0% |
| Richmond city | 24 | 24 | 1.0% |
| Fairfax County | 25 | 133 | 1.0% |
| Goochland County | 25 | 7 | 1.3% |
| Petersburg city | 25 | 6 | 1.2% |
- Bank of America, N.A. nationwide
- Virginia mortgage market
- Bank of America, N.A. in California
- Bank of America, N.A. in Texas
- Bank of America, N.A. in Florida
- Bank of America, N.A. in New York
- Bank of America, N.A. in North Carolina
- Bank of America, N.A. in Washington
- Bank of America, N.A. in Illinois
- Bank of America, N.A. in New Jersey
- Bank of America, N.A. in Georgia
- Bank of America, N.A. in Massachusetts
- Bank of America, N.A. in Pennsylvania
- Bank of America, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology