Lender in California · HMDA 2025
Barrington Bank & Trust Company, N.A. mortgages in California
Barrington Bank & Trust Company, N.A.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Barrington Bank & Trust Company, N.A. originated 292 owner-occupied single-family loans in California from 318 completed applications.
Its median conventional purchase loan costs were $7,670 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
292
of 318 applications
Denial rate
5.8%
Purchase · CA 8.9%
Rate spread
+0.19 pts
Conv. · CA +0.09 pts
Loan amount
$635,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 223 | 207 | 5.8% | 6.750% | +0.19 pts | $7,670 | $635,000 |
| Refinance | 52 | 50 | 1.9% | — | +0.08 pts | $4,740 | $535,000 |
| Cash-out refinance | 43 | 35 | 16.3% | — | — | — | $705,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology