Lender in Illinois · HMDA 2025
Barrington Bank & Trust Company, N.A. mortgages in Illinois
Barrington Bank & Trust Company, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Barrington Bank & Trust Company, N.A. originated 2,420 owner-occupied single-family loans in Illinois from 2,630 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $6,170 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
2,420
of 2,630 applications
Denial rate
6.1%
Purchase · IL 9.2%
Rate spread
+0.31 pts
Conv. · IL +0.27 pts
Loan amount
$295,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,007 | 1,862 | 6.1% | 6.875% | +0.31 pts | $6,170 | $295,000 |
| Refinance | 444 | 409 | 6.3% | 6.625% | +0.10 pts | $2,740 | $375,000 |
| Cash-out refinance | 179 | 149 | 12.3% | 7.125% | +0.50 pts | $3,000 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Barrington Bank & Trust Company, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 6 | 310 | 3.4% |
| Cook County | 8 | 1,255 | 2.4% |
| McHenry County | 9 | 127 | 2.4% |
| DuPage County | 10 | 209 | 1.9% |
| Will County | 13 | 154 | 1.5% |
| Winnebago County | 15 | 70 | 2.0% |
| Kane County | 16 | 130 | 1.8% |
| Carroll County | 16 | 3 | 2.2% |
| Kendall County | 17 | 33 | 1.3% |
| Boone County | 17 | 12 | 1.8% |
| Edwards County | 19 | 1 | 3.6% |
| Greene County | 20 | 2 | 1.8% |
| Cumberland County | 21 | 1 | 1.7% |
| Grundy County | 25 | 8 | 1.0% |
| Jo Daviess County | 25 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology