Lender in Minnesota · HMDA 2025
Barrington Bank & Trust Company, N.A. mortgages in Minnesota
Barrington Bank & Trust Company, N.A.'s 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Barrington Bank & Trust Company, N.A. originated 206 owner-occupied single-family loans in Minnesota from 229 completed applications.
Its median conventional purchase loan costs were $5,200 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.75% (Minnesota: 6.625%).
Loans in MN
206
of 229 applications
Denial rate
4.9%
Purchase · MN 5.2%
Rate spread
+0.24 pts
Conv. · MN +0.15 pts
Loan amount
$295,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 165 | 156 | 4.9% | 6.750% | +0.24 pts | $5,200 | $295,000 |
| Refinance | 41 | 33 | 14.6% | — | −0.01 pts | $4,860 | $295,000 |
| Cash-out refinance | 23 | 17 | 26.1% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Barrington Bank & Trust Company, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cook County | 3 | 4 | 8.5% |
| Pennington County | 11 | 2 | 1.8% |
| Roseau County | 12 | 2 | 1.4% |
| Polk County | 13 | 9 | 2.7% |
| Kittson County | 15 | 1 | 2.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology