Lender in Arizona · HMDA 2025
Bell Bank mortgages in Arizona
Bell Bank's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Bell Bank originated 698 owner-occupied single-family loans in Arizona from 752 completed applications.
Its median conventional purchase loan costs were $5,840 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
698
of 752 applications
Denial rate
3.3%
Purchase · AZ 8.2%
Rate spread
+0.20 pts
Conv. · AZ +0.11 pts
Loan amount
$385,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 573 | 546 | 3.3% | 6.625% | +0.20 pts | $5,840 | $385,000 |
| Refinance | 128 | 110 | 14.1% | 6.125% | +0.04 pts | $4,140 | $445,000 |
| Cash-out refinance | 51 | 42 | 17.6% | 6.875% | +0.26 pts | $4,300 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Bell Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Maricopa County | 24 | 597 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology