Lender in New Mexico · HMDA 2025
Bell Bank mortgages in New Mexico
Bell Bank's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Bell Bank originated 287 owner-occupied single-family loans in New Mexico from 298 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $3,960 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
287
of 298 applications
Denial rate
1.8%
Purchase · NM 8.3%
Rate spread
+0.20 pts
Conv. · NM +0.18 pts
Loan amount
$255,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 269 | 1.8% | 6.625% | +0.20 pts | $3,960 | $255,000 |
| Refinance | 12 | 11 | — | — | — | — | — |
| Cash-out refinance | 10 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Bell Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Curry County | 1 | 116 | 19.6% |
| Roosevelt County | 2 | 25 | 16.2% |
| Sierra County | 12 | 2 | 2.5% |
| Santa Fe County | 13 | 33 | 2.0% |
| Socorro County | 13 | 2 | 2.4% |
| Quay County | 15 | 1 | 3.1% |
| Bernalillo County | 22 | 84 | 1.0% |
| Taos County | 24 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology