Lender in Kansas · HMDA 2025
Bell Bank mortgages in Kansas
Bell Bank's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Bell Bank originated 309 owner-occupied single-family loans in Kansas from 329 completed applications.
Its median conventional purchase loan costs were $3,360 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.625% (Kansas: 6.625%).
Loans in KS
309
of 329 applications
Denial rate
3.3%
Purchase · KS 6.6%
Rate spread
+0.19 pts
Conv. · KS +0.18 pts
Loan amount
$295,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 266 | 3.3% | 6.625% | +0.19 pts | $3,360 | $295,000 |
| Refinance | 35 | 29 | 14.3% | — | −0.10 pts | $3,200 | $375,000 |
| Cash-out refinance | 18 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Bell Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 5 | 17 | 3.8% |
| Douglas County | 6 | 52 | 3.9% |
| Wyandotte County | 13 | 35 | 1.8% |
| Johnson County | 14 | 140 | 1.4% |
| Shawnee County | 20 | 21 | 0.9% |
| Miami County | 21 | 8 | 1.3% |
| Jefferson County | 22 | 4 | 1.3% |
| Greenwood County | 22 | 1 | 2.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology