Lender in Colorado · HMDA 2025
Cornerstone Capital Bank, SSB mortgages in Colorado
Cornerstone Capital Bank, SSB's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Cornerstone Capital Bank, SSB originated 415 owner-occupied single-family loans in Colorado from 421 completed applications.
Its median conventional purchase loan costs were $5,970 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
415
of 421 applications
Denial rate
1.7%
Purchase · CO 6.3%
Rate spread
+0.19 pts
Conv. · CO +0.04 pts
Loan amount
$425,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 364 | 358 | 1.7% | 6.625% | +0.19 pts | $5,970 | $425,000 |
| Refinance | 26 | 26 | 0.0% | — | +0.02 pts | $5,180 | $345,000 |
| Cash-out refinance | 31 | 31 | 0.0% | — | +0.25 pts | $7,300 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Cornerstone Capital Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Delta County | 1 | 81 | 18.6% |
| Ouray County | 1 | 11 | 13.4% |
| Montrose County | 5 | 26 | 4.4% |
| Saguache County | 7 | 2 | 4.1% |
| Routt County | 12 | 5 | 1.5% |
| Custer County | 13 | 2 | 2.2% |
| Yuma County | 15 | 1 | 1.4% |
| Gunnison County | 18 | 2 | 0.9% |
| Garfield County | 19 | 8 | 1.1% |
| Alamosa County | 21 | 1 | 1.2% |
| Larimer County | 22 | 69 | 1.2% |
| Weld County | 25 | 78 | 1.1% |
| Pueblo County | 25 | 22 | 0.8% |
- Cornerstone Capital Bank, SSB nationwide
- Colorado mortgage market
- Cornerstone Capital Bank, SSB in Texas
- Cornerstone Capital Bank, SSB in Washington
- Cornerstone Capital Bank, SSB in North Carolina
- Cornerstone Capital Bank, SSB in Oklahoma
- Cornerstone Capital Bank, SSB in Idaho
- Cornerstone Capital Bank, SSB in Alaska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology