Lender in Idaho · HMDA 2025
Cornerstone Capital Bank, SSB mortgages in Idaho
Cornerstone Capital Bank, SSB's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Cornerstone Capital Bank, SSB originated 236 owner-occupied single-family loans in Idaho from 238 completed applications.
Its median conventional purchase loan costs were $7,560 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.375% (Idaho: 6.50%).
Loans in ID
236
of 238 applications
Denial rate
0.9%
Purchase · ID 4.9%
Rate spread
+0.05 pts
Conv. · ID +0.06 pts
Loan amount
$355,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 216 | 214 | 0.9% | 6.375% | +0.05 pts | $7,560 | $355,000 |
| Refinance | 11 | 11 | — | — | — | — | — |
| Cash-out refinance | 11 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Cornerstone Capital Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jerome County | 7 | 19 | 5.6% |
| Minidoka County | 7 | 16 | 5.1% |
| Boise County | 8 | 6 | 3.4% |
| Twin Falls County | 9 | 72 | 4.9% |
| Cassia County | 10 | 10 | 3.4% |
| Lewis County | 10 | 1 | 2.8% |
| Lincoln County | 11 | 2 | 3.5% |
| Gooding County | 12 | 3 | 2.0% |
| Elmore County | 19 | 5 | 0.9% |
| Benewah County | 19 | 2 | 1.8% |
- Cornerstone Capital Bank, SSB nationwide
- Idaho mortgage market
- Cornerstone Capital Bank, SSB in Texas
- Cornerstone Capital Bank, SSB in Washington
- Cornerstone Capital Bank, SSB in North Carolina
- Cornerstone Capital Bank, SSB in Colorado
- Cornerstone Capital Bank, SSB in Oklahoma
- Cornerstone Capital Bank, SSB in Alaska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology