Lender in Oklahoma · HMDA 2025
Cornerstone Capital Bank, SSB mortgages in Oklahoma
Cornerstone Capital Bank, SSB's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Cornerstone Capital Bank, SSB originated 345 owner-occupied single-family loans in Oklahoma from 357 completed applications.
Its median conventional purchase loan costs were $6,490 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.75% (Oklahoma: 6.625%).
Loans in OK
345
of 357 applications
Denial rate
3.0%
Purchase · OK 7.6%
Rate spread
+0.28 pts
Conv. · OK +0.21 pts
Loan amount
$215,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 334 | 324 | 3.0% | 6.750% | +0.28 pts | $6,490 | $215,000 |
| Refinance | 12 | 11 | — | — | — | — | — |
| Cash-out refinance | 11 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Cornerstone Capital Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Comanche County | 7 | 52 | 3.1% |
| Grant County | 11 | 1 | 2.6% |
| Muskogee County | 15 | 11 | 1.6% |
| Cotton County | 17 | 1 | 1.6% |
| Kiowa County | 20 | 1 | 1.4% |
| Oklahoma County | 21 | 115 | 1.2% |
| Logan County | 21 | 13 | 1.3% |
| Kingfisher County | 21 | 2 | 1.2% |
| Garvin County | 22 | 3 | 1.2% |
| Jackson County | 22 | 3 | 1.0% |
| Canadian County | 23 | 43 | 1.2% |
| Woodward County | 24 | 1 | 0.7% |
- Cornerstone Capital Bank, SSB nationwide
- Oklahoma mortgage market
- Cornerstone Capital Bank, SSB in Texas
- Cornerstone Capital Bank, SSB in Washington
- Cornerstone Capital Bank, SSB in North Carolina
- Cornerstone Capital Bank, SSB in Colorado
- Cornerstone Capital Bank, SSB in Idaho
- Cornerstone Capital Bank, SSB in Alaska
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology