Lender in California · HMDA 2025
Equity Prime Mortgage LLC mortgages in California
Equity Prime Mortgage LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Equity Prime Mortgage LLC originated 1,029 owner-occupied single-family loans in California from 1,263 completed applications.
Its median conventional purchase loan costs were $12,080 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
1,029
of 1,263 applications
Denial rate
14.8%
Purchase · CA 8.9%
Rate spread
+0.27 pts
Conv. · CA +0.09 pts
Loan amount
$505,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 507 | 429 | 14.8% | 6.625% | +0.27 pts | $12,080 | $505,000 |
| Refinance | 178 | 160 | 9.6% | 6.125% | −0.27 pts | $12,480 | $615,000 |
| Cash-out refinance | 578 | 440 | 23.4% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Equity Prime Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Imperial County | 8 | 34 | 3.0% |
| Lake County | 9 | 13 | 2.3% |
| Del Norte County | 11 | 3 | 1.7% |
| Siskiyou County | 24 | 4 | 1.1% |
| Tulare County | 25 | 29 | 0.7% |
| Humboldt County | 25 | 6 | 0.7% |
- Equity Prime Mortgage LLC nationwide
- California mortgage market
- Equity Prime Mortgage LLC in Florida
- Equity Prime Mortgage LLC in Texas
- Equity Prime Mortgage LLC in Georgia
- Equity Prime Mortgage LLC in Louisiana
- Equity Prime Mortgage LLC in North Carolina
- Equity Prime Mortgage LLC in Ohio
- Equity Prime Mortgage LLC in Pennsylvania
- Equity Prime Mortgage LLC in Arizona
- Equity Prime Mortgage LLC in Tennessee
- Equity Prime Mortgage LLC in Illinois
- Equity Prime Mortgage LLC in Indiana
- Equity Prime Mortgage LLC in Michigan
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology