Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in North Carolina · HMDA 2025

Equity Prime Mortgage LLC mortgages in North Carolina

Equity Prime Mortgage LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.

Equity Prime Mortgage LLC originated 426 owner-occupied single-family loans in North Carolina from 539 completed applications.

Loans in NC
426
of 539 applications
Denial rate
11.8%
Purchase · NC 7.6%
Rate spread
—
Conv. · NC +0.04 pts
Loan amount
$275,000
Purchase · NC $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase13511811.8%———$275,000
Refinance403512.5%———$295,000
Cash-out refinance36427324.2%———$265,000

*Conventional loans only; medians with at least 20 loans.

North Carolina counties where Equity Prime Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
Beaufort County1951.1%
Vance County1941.3%
Rutherford County2160.9%
Ashe County2420.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology