Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Michigan · HMDA 2025

Equity Prime Mortgage LLC mortgages in Michigan

Equity Prime Mortgage LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.

Equity Prime Mortgage LLC originated 315 owner-occupied single-family loans in Michigan from 435 completed applications.

Loans in MI
315
of 435 applications
Denial rate
24.6%
Purchase · MI 7.8%
Rate spread
—
Conv. · MI +0.23 pts
Loan amount
$185,000
Purchase · MI $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase19114424.6%———$185,000
Refinance362530.6%———$245,000
Cash-out refinance20814629.8%———$215,000

*Conventional loans only; medians with at least 20 loans.

Michigan counties where Equity Prime Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
Alcona County1421.6%
Mackinac County1711.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology