Lender in Alabama · HMDA 2025
Fairway Independent Mortgage Corporation mortgages in Alabama
Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Fairway Independent Mortgage Corporation originated 1,586 owner-occupied single-family loans in Alabama from 1,670 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $4,070 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.875% (Alabama: 6.562%).
Loans in AL
1,586
of 1,670 applications
Denial rate
3.8%
Purchase · AL 9.1%
Rate spread
+0.34 pts
Conv. · AL +0.17 pts
Loan amount
$265,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,544 | 1,478 | 3.8% | 6.875% | +0.34 pts | $4,070 | $265,000 |
| Refinance | 83 | 71 | 10.8% | 6.625% | +0.27 pts | $4,300 | $325,000 |
| Cash-out refinance | 43 | 37 | 14.0% | 6.990% | +0.62 pts | $5,730 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Fairway Independent Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Escambia County | 2 | 31 | 11.0% |
| Jefferson County | 3 | 423 | 5.4% |
| Houston County | 3 | 81 | 5.6% |
| Shelby County | 4 | 189 | 4.5% |
| Calhoun County | 4 | 69 | 5.1% |
| Talladega County | 5 | 37 | 4.3% |
| Blount County | 5 | 23 | 3.3% |
| Elmore County | 6 | 77 | 5.2% |
| St. Clair County | 6 | 50 | 3.1% |
| Monroe County | 6 | 5 | 3.8% |
| Coosa County | 6 | 3 | 4.6% |
| Jackson County | 7 | 23 | 4.1% |
| DeKalb County | 7 | 22 | 3.1% |
| Clay County | 7 | 3 | 3.6% |
| Montgomery County | 8 | 102 | 4.0% |
| Autauga County | 8 | 35 | 3.5% |
| Henry County | 8 | 8 | 3.1% |
| Cleburne County | 8 | 3 | 2.2% |
| Macon County | 8 | 2 | 3.0% |
| Coffee County | 9 | 21 | 2.1% |
| Randolph County | 9 | 6 | 2.5% |
| Hale County | 10 | 3 | 3.2% |
| Morgan County | 11 | 43 | 2.5% |
| Dale County | 11 | 16 | 2.7% |
| Dallas County | 12 | 4 | 2.2% |
| Washington County | 13 | 3 | 2.6% |
| Geneva County | 14 | 7 | 2.4% |
| Cherokee County | 14 | 5 | 1.8% |
| Bibb County | 15 | 3 | 2.1% |
| Marshall County | 16 | 20 | 1.6% |
- Fairway Independent Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology