Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

Fairway Independent Mortgage Corporation mortgages in New Jersey

Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

Fairway Independent Mortgage Corporation originated 677 owner-occupied single-family loans in New Jersey from 715 completed applications.

Its median conventional purchase loan costs were $7,010 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).

Loans in NJ
677
of 715 applications
Denial rate
3.1%
Purchase · NJ 8.4%
Rate spread
+0.28 pts
Conv. · NJ +0.12 pts
Loan amount
$405,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase6185893.1%6.875%+0.28 pts$7,010$405,000
Refinance53487.5%6.490%+0.13 pts$6,670$475,000
Cash-out refinance44409.1%6.990%+0.47 pts$7,260$395,000

*Conventional loans only; medians with at least 20 loans.

New Jersey counties where Fairway Independent Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Mercer County7802.1%
Gloucester County16721.6%
Burlington County181031.6%
Bergen County23871.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology