Lender in South Dakota · HMDA 2025
Fairway Independent Mortgage Corporation mortgages in South Dakota
Fairway Independent Mortgage Corporation's 2025 home-purchase and refinance lending in South Dakota, compared with all lenders in the state.
Fairway Independent Mortgage Corporation originated 322 owner-occupied single-family loans in South Dakota from 333 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $3,370 versus $4,750 for all South Dakota lenders, at a median 30-year fixed rate of 6.75% (South Dakota: 6.49%).
Loans in SD
322
of 333 applications
Denial rate
1.7%
Purchase · SD 6.9%
Rate spread
+0.26 pts
Conv. · SD +0.03 pts
Loan amount
$275,000
Purchase · SD $285,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 288 | 281 | 1.7% | 6.750% | +0.26 pts | $3,370 | $275,000 |
| Refinance | 33 | 31 | 6.1% | — | +0.20 pts | $5,760 | $355,000 |
| Cash-out refinance | 12 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Dakota counties where Fairway Independent Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamlin County | 2 | 13 | 15.7% |
| Clark County | 2 | 5 | 17.9% |
| Codington County | 3 | 33 | 9.6% |
| Deuel County | 3 | 3 | 7.3% |
| Minnehaha County | 4 | 153 | 5.0% |
| McCook County | 5 | 4 | 4.4% |
| Lincoln County | 6 | 65 | 4.9% |
| Roberts County | 7 | 2 | 4.3% |
| Grant County | 8 | 2 | 2.5% |
| Turner County | 9 | 5 | 4.3% |
| Brookings County | 10 | 6 | 1.8% |
| Lake County | 10 | 3 | 2.0% |
| Hutchinson County | 10 | 2 | 2.5% |
| Yankton County | 11 | 5 | 2.0% |
| Tripp County | 11 | 1 | 3.3% |
| Day County | 12 | 1 | 2.9% |
| Hanson County | 13 | 1 | 2.9% |
| Charles Mix County | 16 | 1 | 2.4% |
| Kingsbury County | 19 | 1 | 1.7% |
| Union County | 20 | 3 | 1.3% |
| Bon Homme County | 20 | 1 | 1.8% |
| Beadle County | 21 | 1 | 0.7% |
- Fairway Independent Mortgage Corporation nationwide
- South Dakota mortgage market
- Fairway Independent Mortgage Corporation in Texas
- Fairway Independent Mortgage Corporation in Arizona
- Fairway Independent Mortgage Corporation in Illinois
- Fairway Independent Mortgage Corporation in Indiana
- Fairway Independent Mortgage Corporation in Georgia
- Fairway Independent Mortgage Corporation in Wisconsin
- Fairway Independent Mortgage Corporation in Florida
- Fairway Independent Mortgage Corporation in Ohio
- Fairway Independent Mortgage Corporation in North Carolina
- Fairway Independent Mortgage Corporation in Minnesota
- Fairway Independent Mortgage Corporation in California
- Fairway Independent Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology