Lender in California · HMDA 2025
First Colony Mortgage Corporation mortgages in California
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
First Colony Mortgage Corporation originated 694 owner-occupied single-family loans in California from 904 completed applications.
Its median conventional purchase loan costs were $8,020 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
694
of 904 applications
Denial rate
5.4%
Purchase · CA 8.9%
Rate spread
+0.06 pts
Conv. · CA +0.09 pts
Loan amount
$575,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 645 | 496 | 5.4% | 6.625% | +0.06 pts | $8,020 | $575,000 |
| Refinance | 167 | 124 | 6.0% | 6.375% | −0.13 pts | $5,450 | $575,000 |
| Cash-out refinance | 92 | 74 | 5.4% | 6.500% | +0.08 pts | $6,820 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Inyo County | 3 | 11 | 10.0% |
| Humboldt County | 13 | 10 | 1.1% |
| Mariposa County | 16 | 2 | 1.4% |
| Santa Barbara County | 22 | 29 | 1.1% |
| Mono County | 22 | 1 | 0.9% |
- First Colony Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology