Lender in Texas · HMDA 2025
First Colony Mortgage Corporation mortgages in Texas
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
First Colony Mortgage Corporation originated 241 owner-occupied single-family loans in Texas from 377 completed applications.
Its median conventional purchase loan costs were $7,220 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
241
of 377 applications
Denial rate
7.0%
Purchase · TX 10.2%
Rate spread
+0.18 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 285 | 197 | 7.0% | 6.500% | +0.18 pts | $7,220 | $325,000 |
| Refinance | 69 | 33 | 10.1% | — | — | — | $495,000 |
| Cash-out refinance | 23 | 11 | 13.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brooks County | 3 | 1 | 14.3% |
| Leon County | 11 | 3 | 1.9% |
| Gray County | 13 | 3 | 1.6% |
| Pecos County | 19 | 1 | 1.2% |
- First Colony Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology