Lender in New Jersey · HMDA 2025
First Colony Mortgage Corporation mortgages in New Jersey
First Colony Mortgage Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
First Colony Mortgage Corporation originated 395 owner-occupied single-family loans in New Jersey from 506 completed applications.
Its median conventional purchase loan costs were $11,440 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.624% (New Jersey: 6.625%).
Loans in NJ
395
of 506 applications
Denial rate
5.9%
Purchase · NJ 8.4%
Rate spread
+0.11 pts
Conv. · NJ +0.12 pts
Loan amount
$495,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 358 | 285 | 5.9% | 6.624% | +0.11 pts | $11,440 | $495,000 |
| Refinance | 60 | 43 | 3.3% | 6.125% | −0.01 pts | $11,150 | $495,000 |
| Cash-out refinance | 88 | 67 | 10.2% | 6.750% | +0.33 pts | $10,100 | $395,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where First Colony Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Passaic County | 22 | 38 | 1.0% |
| Union County | 24 | 46 | 1.0% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology