Lender in Ohio · HMDA 2025
First Equity Mortgage Incorporated mortgages in Ohio
First Equity Mortgage Incorporated's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
First Equity Mortgage Incorporated originated 286 owner-occupied single-family loans in Ohio from 337 completed applications.
Its median conventional purchase loan costs were $4,930 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.49% (Ohio: 6.625%).
Loans in OH
286
of 337 applications
Denial rate
15.2%
Purchase · OH 7.1%
Rate spread
+0.01 pts
Conv. · OH +0.22 pts
Loan amount
$435,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 335 | 284 | 15.2% | 6.490% | +0.01 pts | $4,930 | $435,000 |
| Refinance | 2 | 2 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where First Equity Mortgage Incorporated ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Medina County | 13 | 52 | 1.9% |
| Lorain County | 19 | 68 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology