Lender in Texas · HMDA 2025
First Equity Mortgage Incorporated mortgages in Texas
First Equity Mortgage Incorporated's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
First Equity Mortgage Incorporated originated 292 owner-occupied single-family loans in Texas from 357 completed applications.
Its median conventional purchase loan costs were $6,760 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
292
of 357 applications
Denial rate
18.3%
Purchase · TX 10.2%
Rate spread
+0.11 pts
Conv. · TX +0.09 pts
Loan amount
$625,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 355 | 290 | 18.3% | 6.500% | +0.11 pts | $6,760 | $625,000 |
| Refinance | 2 | 2 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology