Lender in Kentucky · HMDA 2025
First Equity Mortgage Incorporated mortgages in Kentucky
First Equity Mortgage Incorporated's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
First Equity Mortgage Incorporated originated 268 owner-occupied single-family loans in Kentucky from 313 completed applications.
Its median conventional purchase loan costs were $4,080 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.49% (Kentucky: 6.625%).
Loans in KY
268
of 313 applications
Denial rate
14.5%
Purchase · KY 8.2%
Rate spread
+0.18 pts
Conv. · KY +0.21 pts
Loan amount
$355,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 310 | 265 | 14.5% | 6.490% | +0.18 pts | $4,080 | $355,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where First Equity Mortgage Incorporated ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Boone County | 5 | 139 | 5.4% |
| Kenton County | 9 | 91 | 3.0% |
| Campbell County | 11 | 38 | 2.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology