Lender in North Carolina · HMDA 2025
First Home Mortgage Corporation mortgages in North Carolina
First Home Mortgage Corporation's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
First Home Mortgage Corporation originated 286 owner-occupied single-family loans in North Carolina from 293 completed applications.
Its median conventional purchase loan costs were $7,020 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
286
of 293 applications
Denial rate
2.3%
Purchase · NC 7.6%
Rate spread
+0.22 pts
Conv. · NC +0.04 pts
Loan amount
$355,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 262 | 256 | 2.3% | 6.625% | +0.22 pts | $7,020 | $355,000 |
| Refinance | 22 | 21 | 4.5% | — | — | — | $445,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where First Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chatham County | 19 | 16 | 1.3% |
| Harnett County | 23 | 38 | 0.9% |
| Ashe County | 23 | 2 | 0.8% |
| Sampson County | 25 | 5 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology