Lender in Virginia · HMDA 2025
First Home Mortgage Corporation mortgages in Virginia
First Home Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
First Home Mortgage Corporation originated 400 owner-occupied single-family loans in Virginia from 407 completed applications.
Its median conventional purchase loan costs were $9,230 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
400
of 407 applications
Denial rate
1.5%
Purchase · VA 6.9%
Rate spread
+0.26 pts
Conv. · VA +0.10 pts
Loan amount
$455,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 390 | 383 | 1.5% | 6.750% | +0.26 pts | $9,230 | $455,000 |
| Refinance | 11 | 11 | — | — | — | — | — |
| Cash-out refinance | 6 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where First Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Arlington County | 14 | 41 | 1.9% |
| Westmoreland County | 15 | 8 | 1.8% |
| King George County | 17 | 7 | 1.3% |
| Alexandria city | 18 | 36 | 1.8% |
| Floyd County | 19 | 2 | 1.3% |
| Colonial Heights city | 20 | 4 | 1.4% |
| Emporia city | 20 | 1 | 2.1% |
| Fairfax city | 23 | 4 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology