Lender in Arizona · HMDA 2025
Geneva Financial, LLC mortgages in Arizona
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Geneva Financial, LLC originated 555 owner-occupied single-family loans in Arizona from 575 completed applications.
Its median conventional purchase loan costs were $8,320 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.875% (Arizona: 6.50%).
Loans in AZ
555
of 575 applications
Denial rate
3.2%
Purchase · AZ 8.2%
Rate spread
+0.55 pts
Conv. · AZ +0.11 pts
Loan amount
$305,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 525 | 506 | 3.2% | 6.875% | +0.55 pts | $8,320 | $305,000 |
| Refinance | 20 | 20 | 0.0% | — | — | — | $265,000 |
| Cash-out refinance | 30 | 29 | 3.3% | 6.875% | +0.49 pts | $5,310 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gila County | 8 | 17 | 2.8% |
| Cochise County | 10 | 43 | 2.4% |
| La Paz County | 11 | 1 | 1.8% |
| Yuma County | 13 | 36 | 1.3% |
| Mohave County | 20 | 37 | 1.1% |
| Pinal County | 22 | 126 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology