Lender in Missouri · HMDA 2025
Geneva Financial, LLC mortgages in Missouri
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Geneva Financial, LLC originated 489 owner-occupied single-family loans in Missouri from 504 completed applications.
Its median conventional purchase loan costs were $4,330 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.75% (Missouri: 6.625%).
Loans in MO
489
of 504 applications
Denial rate
1.9%
Purchase · MO 6.5%
Rate spread
+0.47 pts
Conv. · MO +0.24 pts
Loan amount
$245,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 369 | 1.9% | 6.750% | +0.47 pts | $4,330 | $245,000 |
| Refinance | 50 | 46 | 0.0% | 6.500% | +0.25 pts | $3,730 | $285,000 |
| Cash-out refinance | 77 | 74 | 2.6% | 6.875% | +0.67 pts | $3,960 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sullivan County | 2 | 2 | 8.7% |
| Adair County | 3 | 28 | 10.9% |
| Putnam County | 4 | 1 | 5.0% |
| Howell County | 5 | 16 | 4.0% |
| Knox County | 5 | 1 | 3.1% |
| Morgan County | 7 | 5 | 2.2% |
| Douglas County | 8 | 3 | 2.5% |
| Cole County | 9 | 22 | 1.8% |
| Camden County | 9 | 15 | 1.8% |
| Callaway County | 10 | 11 | 1.7% |
| Linn County | 11 | 2 | 1.3% |
| Shannon County | 11 | 1 | 1.7% |
| Pike County | 13 | 3 | 1.5% |
| Macon County | 13 | 2 | 1.7% |
| Oregon County | 13 | 1 | 1.5% |
| Lafayette County | 15 | 13 | 2.2% |
| Ozark County | 15 | 1 | 1.6% |
| Lincoln County | 16 | 20 | 1.7% |
| Hickory County | 17 | 1 | 0.9% |
| Wayne County | 17 | 1 | 1.1% |
| Moniteau County | 18 | 2 | 1.0% |
| Saline County | 18 | 2 | 0.7% |
| Carroll County | 18 | 1 | 1.0% |
| Osage County | 19 | 1 | 0.5% |
| Dunklin County | 21 | 1 | 0.5% |
| St. Charles County | 24 | 73 | 0.9% |
| Dent County | 24 | 1 | 0.8% |
| Cape Girardeau County | 25 | 8 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology