Lender in Ohio · HMDA 2025
Geneva Financial, LLC mortgages in Ohio
Geneva Financial, LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Geneva Financial, LLC originated 204 owner-occupied single-family loans in Ohio from 212 completed applications.
Its median conventional purchase loan costs were $6,220 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
204
of 212 applications
Denial rate
3.8%
Purchase · OH 7.1%
Rate spread
+0.52 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 185 | 178 | 3.8% | 6.875% | +0.52 pts | $6,220 | $215,000 |
| Refinance | 12 | 11 | — | — | — | — | — |
| Cash-out refinance | 15 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Geneva Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Allen County | 25 | 10 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology