Lender in Florida · HMDA 2025
Gershman Investment Corp. mortgages in Florida
Gershman Investment Corp.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Gershman Investment Corp. originated 354 owner-occupied single-family loans in Florida from 382 completed applications.
Its median conventional purchase loan costs were $6,960 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
354
of 382 applications
Denial rate
6.2%
Purchase · FL 12.8%
Rate spread
+0.29 pts
Conv. · FL +0.14 pts
Loan amount
$355,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 355 | 330 | 6.2% | 6.875% | +0.29 pts | $6,960 | $355,000 |
| Refinance | 12 | 10 | — | — | — | — | — |
| Cash-out refinance | 15 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology