Lender in Iowa · HMDA 2025
Gershman Investment Corp. mortgages in Iowa
Gershman Investment Corp.'s 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Gershman Investment Corp. originated 375 owner-occupied single-family loans in Iowa from 391 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $2,930 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.375% (Iowa: 6.375%).
Loans in IA
375
of 391 applications
Denial rate
3.0%
Purchase · IA 6.3%
Rate spread
−0.02 pts
Conv. · IA −0.05 pts
Loan amount
$275,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 369 | 356 | 3.0% | 6.375% | −0.02 pts | $2,930 | $275,000 |
| Refinance | 12 | 11 | — | — | — | — | — |
| Cash-out refinance | 10 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Gershman Investment Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dallas County | 7 | 76 | 3.0% |
| Des Moines County | 10 | 6 | 1.7% |
| Monroe County | 10 | 2 | 2.6% |
| Warren County | 12 | 31 | 2.5% |
| Polk County | 13 | 173 | 2.1% |
| Union County | 13 | 3 | 2.3% |
| Marion County | 14 | 9 | 2.0% |
| Hamilton County | 14 | 3 | 2.1% |
| Boone County | 18 | 6 | 1.5% |
| Jasper County | 21 | 8 | 1.3% |
| Page County | 21 | 2 | 1.1% |
| Adams County | 21 | 1 | 2.7% |
| Madison County | 25 | 4 | 1.3% |
| Cherokee County | 25 | 1 | 0.9% |
| Decatur County | 25 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology