Lender in Nebraska · HMDA 2025
Gershman Investment Corp. mortgages in Nebraska
Gershman Investment Corp.'s 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Gershman Investment Corp. originated 447 owner-occupied single-family loans in Nebraska from 458 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $2,920 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.625% (Nebraska: 6.624%).
Loans in NE
447
of 458 applications
Denial rate
1.4%
Purchase · NE 5.9%
Rate spread
+0.17 pts
Conv. · NE +0.13 pts
Loan amount
$245,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 418 | 411 | 1.4% | 6.625% | +0.17 pts | $2,920 | $245,000 |
| Refinance | 22 | 19 | 13.6% | — | — | — | — |
| Cash-out refinance | 18 | 17 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Gershman Investment Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lancaster County | 3 | 308 | 6.5% |
| Gage County | 6 | 14 | 4.7% |
| Johnson County | 6 | 2 | 4.5% |
| Otoe County | 7 | 7 | 2.9% |
| Saline County | 8 | 8 | 4.5% |
| Saunders County | 12 | 9 | 2.4% |
| Jefferson County | 12 | 3 | 2.9% |
| Seward County | 13 | 4 | 1.7% |
| Phelps County | 13 | 2 | 2.0% |
| York County | 14 | 3 | 1.9% |
| Nuckolls County | 16 | 1 | 2.5% |
| Pawnee County | 16 | 1 | 3.6% |
| Cass County | 23 | 8 | 1.6% |
| Kearney County | 23 | 1 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology