Lender in Georgia · HMDA 2025
Homeowners Financial Group USA, LLC mortgages in Georgia
Homeowners Financial Group USA, LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Homeowners Financial Group USA, LLC originated 820 owner-occupied single-family loans in Georgia from 862 completed applications.
Its median conventional purchase loan costs were $7,460 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
820
of 862 applications
Denial rate
4.9%
Purchase · GA 9.9%
Rate spread
+0.20 pts
Conv. · GA +0.13 pts
Loan amount
$335,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 818 | 778 | 4.9% | 6.625% | +0.20 pts | $7,460 | $335,000 |
| Refinance | 44 | 42 | 4.5% | 6.250% | −0.03 pts | $8,570 | $405,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Homeowners Financial Group USA, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Habersham County | 4 | 36 | 5.6% |
| White County | 4 | 15 | 3.8% |
| Franklin County | 5 | 9 | 3.3% |
| Jasper County | 9 | 9 | 2.6% |
| Stephens County | 9 | 9 | 2.4% |
| Cherokee County | 11 | 81 | 1.6% |
| Banks County | 12 | 5 | 1.7% |
| Hall County | 15 | 52 | 1.7% |
| Hart County | 16 | 5 | 1.6% |
| Jackson County | 17 | 31 | 1.4% |
| Lamar County | 17 | 5 | 1.5% |
| Union County | 17 | 5 | 1.2% |
| Paulding County | 18 | 49 | 1.3% |
| Pickens County | 18 | 10 | 1.5% |
| Haralson County | 18 | 7 | 1.4% |
| Madison County | 18 | 5 | 1.4% |
| Elbert County | 19 | 2 | 1.3% |
| Twiggs County | 20 | 1 | 2.4% |
| Gordon County | 21 | 13 | 1.5% |
| Dawson County | 21 | 7 | 0.8% |
| Meriwether County | 22 | 4 | 1.4% |
| Bartow County | 24 | 22 | 1.0% |
| Monroe County | 25 | 6 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology