Lender in Illinois · HMDA 2025
INB, N.A. mortgages in Illinois
INB, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
INB, N.A. originated 656 owner-occupied single-family loans in Illinois from 695 completed applications.
Its median conventional purchase loan costs were $2,460 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
656
of 695 applications
Denial rate
3.2%
Purchase · IL 9.2%
Rate spread
+0.31 pts
Conv. · IL +0.27 pts
Loan amount
$185,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 633 | 606 | 3.2% | 6.625% | +0.31 pts | $2,460 | $185,000 |
| Refinance | 43 | 32 | 20.9% | — | +0.25 pts | $2,140 | $185,000 |
| Cash-out refinance | 19 | 18 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where INB, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sangamon County | 1 | 443 | 16.9% |
| Menard County | 3 | 17 | 9.0% |
| Christian County | 7 | 13 | 3.6% |
| Morgan County | 7 | 9 | 3.5% |
| Warren County | 7 | 4 | 3.2% |
| Knox County | 8 | 18 | 3.5% |
| Logan County | 9 | 14 | 3.7% |
| Brown County | 10 | 1 | 4.3% |
| Peoria County | 11 | 46 | 2.1% |
| Tazewell County | 15 | 23 | 1.3% |
| Macoupin County | 19 | 8 | 1.5% |
| Cass County | 20 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology