Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

K. Hovnanian American Mortgage, L.L.C. mortgages in California

K. Hovnanian American Mortgage, L.L.C.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

K. Hovnanian American Mortgage, L.L.C. originated 645 owner-occupied single-family loans in California from 732 completed applications.

Its median conventional purchase loan costs were $5,280 versus $7,920 for all California lenders, at a median 30-year fixed rate of 5.375% (California: 6.625%).

Loans in CA
645
of 732 applications
Denial rate
11.9%
Purchase · CA 8.9%
Rate spread
−1.08 pts
Conv. · CA +0.09 pts
Loan amount
$515,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase73264511.9%5.375%−1.08 pts$5,280$515,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

California counties where K. Hovnanian American Mortgage, L.L.C. ranks in the top 25

CountyRankLoansMarket share
Sutter County8202.5%
Yuba County9332.4%
Kern County171271.4%
Sacramento County211641.0%
Solano County24501.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology