Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

K. Hovnanian American Mortgage, L.L.C. mortgages in New Jersey

K. Hovnanian American Mortgage, L.L.C.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

K. Hovnanian American Mortgage, L.L.C. originated 306 owner-occupied single-family loans in New Jersey from 335 completed applications.

Its median conventional purchase loan costs were $6,490 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).

Loans in NJ
306
of 335 applications
Denial rate
8.7%
Purchase · NJ 8.4%
Rate spread
+0.28 pts
Conv. · NJ +0.12 pts
Loan amount
$625,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3353068.7%6.875%+0.28 pts$6,490$625,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

New Jersey counties where K. Hovnanian American Mortgage, L.L.C. ranks in the top 25

CountyRankLoansMarket share
Somerset County10711.8%
Mercer County15601.6%
Monmouth County22901.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology