Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Virginia · HMDA 2025

K. Hovnanian American Mortgage, L.L.C. mortgages in Virginia

K. Hovnanian American Mortgage, L.L.C.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.

K. Hovnanian American Mortgage, L.L.C. originated 222 owner-occupied single-family loans in Virginia from 272 completed applications.

Its median conventional purchase loan costs were $6,680 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.49% (Virginia: 6.625%).

Loans in VA
222
of 272 applications
Denial rate
18.4%
Purchase · VA 6.9%
Rate spread
+0.21 pts
Conv. · VA +0.10 pts
Loan amount
$475,000
Purchase · VA $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase27222218.4%6.490%+0.21 pts$6,680$475,000
Refinance00—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Virginia counties where K. Hovnanian American Mortgage, L.L.C. ranks in the top 25

CountyRankLoansMarket share
Orange County9323.5%
Spotsylvania County10732.4%
Greene County10102.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology