Lender in Colorado · HMDA 2025
Keystone Funding, Inc. mortgages in Colorado
Keystone Funding, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Keystone Funding, Inc. originated 481 owner-occupied single-family loans in Colorado from 598 completed applications.
Its median conventional purchase loan costs were $7,080 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
481
of 598 applications
Denial rate
2.0%
Purchase · CO 6.3%
Rate spread
+0.09 pts
Conv. · CO +0.04 pts
Loan amount
$515,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 457 | 371 | 2.0% | 6.500% | +0.09 pts | $7,080 | $515,000 |
| Refinance | 104 | 85 | 2.9% | 6.125% | −0.02 pts | $8,020 | $545,000 |
| Cash-out refinance | 37 | 25 | 5.4% | — | — | — | $455,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Keystone Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 21 | 104 | 1.1% |
| La Plata County | 21 | 4 | 0.6% |
| Pitkin County | 24 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology