Lender in Pennsylvania · HMDA 2025
Keystone Funding, Inc. mortgages in Pennsylvania
Keystone Funding, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Keystone Funding, Inc. originated 984 owner-occupied single-family loans in Pennsylvania from 1,127 completed applications.
Its median conventional purchase loan costs were $8,930 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
984
of 1,127 applications
Denial rate
2.1%
Purchase · PA 6.7%
Rate spread
+0.15 pts
Conv. · PA +0.17 pts
Loan amount
$355,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 963 | 850 | 2.1% | 6.625% | +0.15 pts | $8,930 | $355,000 |
| Refinance | 95 | 81 | 0.0% | 6.125% | −0.00 pts | $8,260 | $385,000 |
| Cash-out refinance | 69 | 53 | 8.7% | 6.625% | +0.23 pts | $8,060 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Keystone Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 8 | 160 | 1.7% |
| Northampton County | 8 | 104 | 2.8% |
| Chester County | 9 | 181 | 2.7% |
| Monroe County | 10 | 40 | 1.8% |
| Delaware County | 11 | 106 | 1.7% |
| Bucks County | 14 | 100 | 1.4% |
| Carbon County | 17 | 13 | 1.4% |
| Lehigh County | 20 | 48 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology