Lender in Delaware · HMDA 2025
Keystone Funding, Inc. mortgages in Delaware
Keystone Funding, Inc.'s 2025 home-purchase and refinance lending in Delaware, compared with all lenders in the state.
Keystone Funding, Inc. originated 543 owner-occupied single-family loans in Delaware from 638 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $7,520 versus $6,050 for all Delaware lenders, at a median 30-year fixed rate of 6.625% (Delaware: 6.625%).
Loans in DE
543
of 638 applications
Denial rate
4.1%
Purchase · DE 8.5%
Rate spread
+0.23 pts
Conv. · DE +0.18 pts
Loan amount
$315,000
Purchase · DE $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 583 | 496 | 4.1% | 6.625% | +0.23 pts | $7,520 | $315,000 |
| Refinance | 38 | 32 | 2.6% | 6.125% | −0.07 pts | $8,320 | $395,000 |
| Cash-out refinance | 17 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Delaware counties where Keystone Funding, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kent County | 2 | 198 | 6.4% |
| New Castle County | 8 | 216 | 3.0% |
| Sussex County | 11 | 114 | 2.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology