Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Georgia · HMDA 2025

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in Georgia

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.

Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 268 owner-occupied single-family loans in Georgia from 364 completed applications.

Its median conventional purchase loan costs were $5,060 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.341% (Georgia: 6.624%).

Loans in GA
268
of 364 applications
Denial rate
12.4%
Purchase · GA 9.9%
Rate spread
−0.20 pts
Conv. · GA +0.13 pts
Loan amount
$385,000
Purchase · GA $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase16913212.4%6.341%−0.20 pts$5,060$385,000
Refinance14110310.6%5.995%−0.34 pts$3,890$425,000
Cash-out refinance543331.5%6.370%−0.12 pts$4,090$395,000

*Conventional loans only; medians with at least 20 loans.

Georgia counties where Lenox Financial Mortgage Corporation, Sage Home Loans Corporation ranks in the top 25

CountyRankLoansMarket share
Montgomery County2112.1%
Talbot County2312.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology