Lender in New Jersey · HMDA 2025
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation mortgages in New Jersey
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Lenox Financial Mortgage Corporation, Sage Home Loans Corporation originated 222 owner-occupied single-family loans in New Jersey from 301 completed applications.
Its median conventional purchase loan costs were $6,230 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.37% (New Jersey: 6.625%).
Loans in NJ
222
of 301 applications
Denial rate
11.1%
Purchase · NJ 8.4%
Rate spread
−0.23 pts
Conv. · NJ +0.12 pts
Loan amount
$545,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 135 | 102 | 11.1% | 6.370% | −0.23 pts | $6,230 | $545,000 |
| Refinance | 128 | 96 | 9.4% | 5.995% | −0.38 pts | $2,010 | $545,000 |
| Cash-out refinance | 38 | 24 | 21.1% | — | +0.04 pts | $2,790 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation nationwide
- New Jersey mortgage market
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- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Texas
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in North Carolina
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Washington
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Georgia
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Florida
- Lenox Financial Mortgage Corporation, Sage Home Loans Corporation in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology