Lender in Florida · HMDA 2025
Loanpeople, LLC mortgages in Florida
Loanpeople, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Loanpeople, LLC originated 358 owner-occupied single-family loans in Florida from 366 completed applications.
Its median conventional purchase loan costs were $7,370 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
358
of 366 applications
Denial rate
2.4%
Purchase · FL 12.8%
Rate spread
+0.12 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 341 | 333 | 2.4% | 6.625% | +0.12 pts | $7,370 | $365,000 |
| Refinance | 12 | 12 | — | — | — | — | — |
| Cash-out refinance | 13 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Loanpeople, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clay County | 15 | 53 | 1.4% |
| Duval County | 16 | 188 | 1.4% |
| Nassau County | 21 | 19 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology