Lender in Texas · HMDA 2025
Loanpeople, LLC mortgages in Texas
Loanpeople, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Loanpeople, LLC originated 1,205 owner-occupied single-family loans in Texas from 1,259 completed applications.
Its median conventional purchase loan costs were $7,380 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
1,205
of 1,259 applications
Denial rate
3.8%
Purchase · TX 10.2%
Rate spread
+0.10 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,133 | 1,090 | 3.8% | 6.625% | +0.10 pts | $7,380 | $315,000 |
| Refinance | 77 | 71 | 6.5% | 6.490% | +0.06 pts | $6,520 | $385,000 |
| Cash-out refinance | 49 | 44 | 8.2% | 6.990% | +0.53 pts | $9,300 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Loanpeople, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Freestone County | 2 | 19 | 12.0% |
| Limestone County | 4 | 6 | 4.3% |
| El Paso County | 8 | 366 | 3.7% |
| Travis County | 8 | 347 | 2.4% |
| Atascosa County | 18 | 7 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology