Lender in Maryland · HMDA 2025
Manufacturers and Traders Trust Company mortgages in Maryland
Manufacturers and Traders Trust Company's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Manufacturers and Traders Trust Company originated 899 owner-occupied single-family loans in Maryland from 1,037 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $5,510 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.25% (Maryland: 6.625%).
Loans in MD
899
of 1,037 applications
Denial rate
7.5%
Purchase · MD 8.6%
Rate spread
−0.09 pts
Conv. · MD +0.14 pts
Loan amount
$395,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 683 | 626 | 7.5% | 6.250% | −0.09 pts | $5,510 | $395,000 |
| Refinance | 166 | 136 | 17.5% | 5.875% | −0.08 pts | $4,710 | $645,000 |
| Cash-out refinance | 188 | 137 | 26.6% | 6.750% | +0.26 pts | $4,970 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Manufacturers and Traders Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 7 | 265 | 2.5% |
| Baltimore city | 9 | 130 | 2.2% |
| Allegany County | 12 | 14 | 1.9% |
| Baltimore County | 16 | 135 | 1.4% |
| Howard County | 17 | 57 | 1.4% |
| Washington County | 19 | 26 | 1.3% |
| Queen Anne's County | 19 | 11 | 1.1% |
| Somerset County | 21 | 3 | 1.4% |
| Harford County | 22 | 45 | 1.1% |
- Manufacturers and Traders Trust Company nationwide
- Maryland mortgage market
- Manufacturers and Traders Trust Company in New York
- Manufacturers and Traders Trust Company in Massachusetts
- Manufacturers and Traders Trust Company in New Jersey
- Manufacturers and Traders Trust Company in Pennsylvania
- Manufacturers and Traders Trust Company in Virginia
- Manufacturers and Traders Trust Company in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology