Lender in Pennsylvania · HMDA 2025
Manufacturers and Traders Trust Company mortgages in Pennsylvania
Manufacturers and Traders Trust Company's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Manufacturers and Traders Trust Company originated 629 owner-occupied single-family loans in Pennsylvania from 713 completed applications.
Its median conventional purchase loan costs were $5,590 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
629
of 713 applications
Denial rate
5.2%
Purchase · PA 6.7%
Rate spread
+0.02 pts
Conv. · PA +0.17 pts
Loan amount
$255,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 502 | 473 | 5.2% | 6.500% | +0.02 pts | $5,590 | $255,000 |
| Refinance | 48 | 38 | 18.8% | — | +0.20 pts | $5,770 | $265,000 |
| Cash-out refinance | 163 | 118 | 25.8% | 6.750% | +0.32 pts | $5,870 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Manufacturers and Traders Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montour County | 8 | 6 | 3.2% |
| Columbia County | 10 | 14 | 2.5% |
| Snyder County | 14 | 4 | 1.6% |
| Franklin County | 15 | 34 | 1.7% |
| Union County | 15 | 6 | 2.0% |
| Bradford County | 16 | 6 | 1.2% |
| Wyoming County | 16 | 4 | 1.9% |
| York County | 17 | 93 | 1.5% |
| Luzerne County | 20 | 39 | 1.2% |
| Blair County | 21 | 17 | 1.5% |
| Northumberland County | 21 | 11 | 1.6% |
| Warren County | 22 | 3 | 0.9% |
| Susquehanna County | 23 | 4 | 1.2% |
| Cumberland County | 24 | 38 | 1.1% |
- Manufacturers and Traders Trust Company nationwide
- Pennsylvania mortgage market
- Manufacturers and Traders Trust Company in New York
- Manufacturers and Traders Trust Company in Massachusetts
- Manufacturers and Traders Trust Company in Maryland
- Manufacturers and Traders Trust Company in New Jersey
- Manufacturers and Traders Trust Company in Virginia
- Manufacturers and Traders Trust Company in Connecticut
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology